Live · Intelligence
Liquidity
Bank positions, a 45-day forecast and the risk in between.
A live read on the cash you have and the cash you'll have — bank positions consolidated, a rolling 45-day forecast, and the obligations that could squeeze you, all in one board.
See it in action
The whole working-capital picture — computed, explained, actionable.
Open Liquidity Intelligence and it's all already there: positions and runway, a 45-day forecast, the vendors and customers to act on, and a Nova-written brief telling you what to do.
At a glance
A liquidity command center
Working capital, total liquidity, the 45-day net and cash runway — live on your real ledger, with quick-ratio and runway alerts raised the moment they turn red.
Working capital
-1,057,234
quick ratio -0.34 · -4.3 mo
Liquidity total
-1,072,757
Bank -1.25M · Cash 172.9k
45-day forecast
128,701
In 212.4k · Out 83.7k
Cash runway
-4.3 mo
Burn 247.8k/mo
Nova · AI
A CFO brief, written by Nova
Nova reads the position and writes a board-grade brief — the crisis, the cause, and the exact actions to take. Then ask anything in plain language and the board filters itself.
CFO Liquidity Brief
Critical liquidity crisis — collection & payment triage required.
Negative total liquidity of $1.1M and a quick ratio of -0.34 mean cash and receivables can't cover payables. At $247,766/mo burn the runway is effectively negative. Actions: accelerate the three largest overdue accounts ($120,790), stage payment with top vendors, and suspend non-critical spend.
Ask Liquidity
Forecast
A 45-day cash forecast
AR maturing against AP due, bucketed by ISO week, with the net line that shows exactly which week gets tight — so you can act before it does.
Liquidity flow
Follow the money
A sources → bank pool → uses view of where cash comes from and where it goes, so concentration and leaks are obvious at a glance.
Act on it
Who to chase, what to pay, what's risky.
| Vendor | Amount | Bills | Earliest |
|---|---|---|---|
| [QDS] ANOM First-time MegaVendor | 25,500.00 | 1 | 6/19 |
| [QDS] Aperture Tech | 16,109.97 | 2 | 6/17 |
| [QDS] Acme Industrial Supply | 14,900.00 | 3 | 6/18 |
| [QDS] Northwind Logistics | 13,050.00 | 2 | 6/21 |
| [QDS] Vandelay Imports | 4,750.00 | 1 | 6/20 |
| Customer | Amount | Inv | Max overdue |
|---|---|---|---|
| [QDR] Sales Rep | 137,247.50 | 2 | on time |
| [QDS] Quantum Health | 55,420.00 | 8 | 507d |
| [QDS] Westwind Industries | 51,970.00 | 6 | 328d |
| [QDS] Sterling Bank | 31,800.00 | 6 | 519d |
| [QDS] Konglomerat AG | 29,805.66 | 5 | 166d |
Liquidity-stress signals · 5 flagged
AP concentration in a single day
2 bills due 2026-06-19
29,350.00
Stale AR concentration
Westwind Industries · 30+ days overdue
45,170.00
Stale AR concentration
Quantum Health · 30+ days overdue
43,820.00
Stale AR concentration
Sterling Bank · 30+ days overdue
31,800.00
AP exceeds cash
Open AP is 790,147× current liquidity
1,887,905.35
What it surfaces
The signals, ready to read.
Consolidated positions
Every bank and wallet on one line, refreshed as entries post.
45-day forecast
Projected inflows and outflows so you see a squeeze before it lands.
Risk flags
Concentration, large outflows and shortfalls highlighted automatically.
Nova · AI (Aurora)
Nova explains the forecast in plain language — what's driving the dip and which receivable to chase to fix it.
Pairs well with
See Liquidity Intelligence on your data.
Sign up free and Nova builds it around your business — no setup, no credit card.
Start free →